FG CREDICORP Programme 2026: Portal, Requirements & How to Apply

by Admin · Published July 22, 2026 · Updated July 22, 2026

The Federal Government of Nigeria has reopened applications for its Consumer Credit Scheme for Digital Devices, providing eligible Nigerians with an opportunity to obtain laptops, smartphones, tablets, and other digital learning equipment through a structured credit arrangement.

The initiative, which is being implemented by the Nigerian Consumer Credit Corporation (CREDICORP), is part of the government’s broader effort to improve digital access, support skills development, and empower citizens with the tools required to participate effectively in today technology driven economy.

The reopening of the programme comes at a time when digital skills have become increasingly important for education, employment, entrepreneurship, and innovation. By making essential digital devices more accessible, the scheme seeks to remove one of the major barriers preventing many Nigerians from acquiring in-demand digital skills and accessing online opportunities.

Table of Contents

What is the Consumer Credit Scheme for Digital Devices?

The Consumer Credit Scheme is a government backed initiative that enables qualified Nigerians to acquire digital devices through affordable financing rather than paying the full cost upfront. Instead of making a one-time payment, successful applicants can obtain eligible devices under a flexible credit arrangement, making ownership easier and more accessible.

The programme focuses on equipping Nigerians with the technology needed for learning, remote work, online businesses, software development, digital content creation, and other technology-related activities.

According to CREDICORP Managing Director and Chief Executive Officer, Uzoma Nwagba, the initiative was created to support young Nigerians and digital learners by providing access to the devices required for training, professional development, and career growth.

Why the Government Introduced the Programme

Technology continues to transform industries around the world, creating new employment opportunities while increasing the demand for digital skills. However, many talented Nigerians are unable to participate fully because they lack access to reliable digital devices.

The Consumer Credit Scheme aims to bridge this gap by making technology more affordable. With access to modern laptops, tablets, and smartphones, beneficiaries can participate in virtual classes, complete online certifications, attend digital training programmes, work remotely, communicate effectively, and build sustainable careers in the digital economy.

The programme also aligns with the Federal Government’s commitment to expanding financial inclusion, promoting digital innovation, and creating opportunities for economic empowerment across the country.

Who Can Apply?

The scheme is designed for Nigerians who require digital devices for learning, work, or professional development. During the application process, applicants will be asked to provide personal information and indicate whether they are currently participating in any recognized digital skills programme.

Applicants may be enrolled in programmes such as:

3 Million Technical Talent (3MTT)
Andela Learning Community
Learn2Earn
ALX Africa
HNG Internship
AltSchool Africa
Genesys Tech Hub

Participation in these programmes may help demonstrate the applicant’s commitment to digital skills development. However, interested applicants should carefully review the official eligibility requirements published by CREDICORP before submitting an application.

Available Digital Devices

Successful applicants may have access to various categories of digital equipment, including:

Laptop computers
Smartphones
Tablet devices
Other approved digital learning equipment

Benefits of the Scheme

The Consumer Credit Scheme offers several advantages for eligible Nigerians, including:

1. Easier Access to Technology

Instead of paying the full purchase price immediately, beneficiaries can obtain digital devices through an affordable credit arrangement.

2. Improved Digital Learning

Students, graduates, professionals, and digital learners can participate more effectively in online training, virtual classrooms, and certification programmes.

3. Career Development

Owning a reliable digital device creates opportunities for remote work, freelancing, software development, graphic design, data analysis, digital marketing, content creation, and many other technology-related careers.

4. Business Growth

Entrepreneurs and small business owners can use digital devices to improve communication, manage operations, reach more customers online, and increase productivity.

5. Financial Inclusion

The initiative supports responsible access to consumer credit while helping Nigerians build financial confidence through structured repayment arrangements.

Federal Government Consumer Credit Scheme 2026 Requirements

To apply for the Federal Government Consumer Credit Scheme for Laptops, Smartphones, Tablets, and Other Digital Learning Devices, applicants may be required to meet the following requirements:

1. Be a Nigerian citizen.

2. Possess a valid National Identification Number (NIN).

3. Have an active mobile phone number and email address.

4. Provide accurate personal and contact information.

5. Have a Bank Verification Number (BVN), if requested during the application process.

6. Be enrolled in or actively participating in a recognized digital skills programme (where applicable), such as: